IS SMOKE DAMAGE COVERED BY INSURANCE?

1/8/2021 (Permalink)

Smoke Damage Restoration in Ventura California

IS SMOKE DAMAGE COVERED BY INSURANCE?

When a fire breaks out in a property, one of the biggest risk to life and property is from the smoke and soot emits. No matter what the cause, a fire in your business can be devastating and effects are not always visible at first sight which is why you may need to call a professional. Here’s what you need to know about smoke damage and insurance claims.

SOOT DAMAGE AND INSURANCE

In most cases, smoke damage will be covered by commercial insurance policy, even the case occurred at a company right next to yours. The following are some steps you need to take to properly file your claim and increase the chance of it being accepted.

• Contact your insurance company immediately to report the damage and insurance claim.
• Call a professional smoke damage removal team like SERVPRO of Ventura to assess the damage and provide a remediation plan
• Document the damage and repairs
• Prepare for insurance adjuster

Creating an action plan for cleanup is one of the most important parts of the entire claims and restoration process. Smoke damage is not always easy to deal with and communication with insurance provider can even more frustrating. Following the steps above helps your business future more positive.

If you need a fire and smoke damage restoration services, do not hesitate to call SERVPRO of Ventura at (805) 656-3911.