WHAT TO DO IF YOU DON’T HAVE FLOOD INSURANCE AFTER FLOODING?

8/8/2022 (Permalink)

water damage ventura california

Flooding can happen just bout anywhere in the US. It can happen bot in flood prone areas and areas that are not in flood zones. Floods are most common and most costly natural disaster. Homeowners insurance policies typically exclude damaged caused by flooding. Residents of flood prone areas should obtain a separate flood insurance policy, otherwise they will have to pay for damage restoration out of pocket or obtain a relief through a federal program. Here are some types of assistance that may be available.

Grants for clean up restoration

A homeowner may want to apply for a grant to fund the restoration. Grants can be used for repairing structural damage or replacing other losses.

Repair and replacement assistance

If the location of your home is declared a federal disaster area, you may be eligible for a one time payment for repair and replacement assistance. This option will not cover the costs of flood damage, and is intended to supplement an insurance policy.

 Of you experience water damage to your home or business, you can depend on SERVPRO of Ventura. For a 24/7 residential and commercial restoration and clean up services. You cam count on the experience of our team. Call us at (805) 656 - 3911